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a bit of pet insurance talk
Jack MurphyGot pet insurance for Mame and Kuro about two years ago, mostly after Mame had a cruciate issue that cost more than I wanted to think about. Both corgis, both very keen on food, so I was not confident I could handle a big vet bill without help.
The policy covers accidents and illness with a yearly limit. Premium goes up every year as they get older, which is normal, but it still makes you wince when the renewal arrives. The paperwork was in English and Thai, which helped the staff at the vet clinic understand what they had to submit.
Claims took about two weeks for the first one. I had to send in the invoice, the vet notes and a photo of the receipt. That part was fine. The one thing I would change is the excess, it is higher than I expected for the older dog.
For anyone thinking about it: read the list of pre-existing conditions carefully before signing, and keep every receipt. I learned that the hard way.
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9 comentarios
Chanisara · hace 5 meses
555 ประกันเบี้ยขึ้นทุกปีนี่เจ็บจริงๆ น่ารักกกก มาเม่หน้าเหมือนบอกว่าไม่ได้เป็นอะไรเลย
Liu · hace 5 meses
i think in china pet insurance is not common and many dont cover old dog. My kiwi is cat so not need now, but i see your corgi in the picture, so cute!!
Pattama · hace 5 meses
Does the policy cover dental work? And after the cruciate, do they cover the second time too or only the first claim?
Pink · hace 5 meses
Not sure the insurance is worth it for everyone. My family paid more premium than we claimed in 3 years, so for us it is better to keep the money in savings. But corgi has back problem so maybe different.
Nong · hace 5 meses
Mame has better insurance than me lol. Sign me up for the cruciate plan pls
Nan · hace 4 meses
ประกันนี้ซื้อที่ไหนคะ แถวไหนบ้าง อยู่กรุงเทพป่าว เห็นบอกว่าเบี้ยขึ้นทุกปีนี่ซื่อตอนไหนดีคะ
Nam · hace 4 meses
@Pink Nitchakan i think it depend on the dog. Oreo is very healthy but i still pay every month for peace of mind.
Sander · hace 4 meses
Insurance is good 👍 we have same for our cats, reimbursment take long time tho 😅😅 worth it anyway
Seksan · hace 2 meses
Thanks Jack for the honest post, this help me decide. Going to look at my plan this weekend.